Instant transfers | free | free | free |
SEPA payments | free | free | free |
Bank deposits | free | free | free |
Apple & Google Pay | free | free | free |
Currency accounts | free | free | free |
P2P payment | free | free | free |
Free currency exchange (USD, GBP, ...) | 1000€/mo | unlimited | unlimited |
International transfer fee - Discount | 0% | 50% | 100% |
Physical debit card | 1 annually | up to 3 annually | up to 3 annually |
NFT branded debit card |  |  |  |
Virtual debit card | 1 | 10 | 10 |
One-off card | 3 in a lifetime | unlimited | unlimited |
Free ATM withdrawal amount | 100€/mo | 1000€/mo | 1000€/mo |
Free number of ATM withdrawals | 1 per month | 3 per month | 3 per month |
Cashback on card payments | 0% | up to 1% | up to 1% |
Free number of crypto buy | 1 in a lifetime | 1 per month | unlimited |
Buy crypto fee (EUR → Crypto) | 2% | 1% | 0% |
Sell crypto fee (Crypto → EUR) | 3% | 1.5% | 0% - 0.5% |
Crypto swap fee (Crypto → Crypto) | 1.5% | 1% | 0% - 0.5% |
Convert % of salary payment to crypto | free | free | free |
Store EUR in Stablecoins (EUR ↔ Stable) | free | free | free |