Pockets
Tesla€15,500
Goal: €32,000
Save smarter
with Pockets & Vaults
Pockets to organise your money around goals. Vaults to make it grow. Both inside your Deblock account.
Sub-accounts for your goals. Name them, fund them, track them.
Crypto Vault
With 3,561 € at 3.48% APY€235
After a year
Yield-bearing savings. Up to 8% on USD, 5% on EUR.
0 exchange fees
Fx€100 = $114
Fx€100 = $1140 fees
Exchange currencies at the real rate. Zero Deblock fees.
Your money, organised by goal
Pockets are sub-accounts inside your main current account. Each one is a separate pot of money, earmarked for something specific — a trip, a new laptop, rent, an emergency fund. Whatever you're saving for.
01
Create a Pocket. Give it a name, set a goal amount (if you want).
02
Transfer euros from your main balance, instantly, as many times as you like.
03
Track your progress. See how close you are to your goal at a glance.
Wedding€1,500
Goal: €12,000
Summer trip€1,500
Goal: €2,000
Favorite band's concert€1,500
Goal: €2,000
Wedding€1,500
Goal: €12,000
Summer trip€1,500
Goal: €2,000
Favorite band's concert€1,500
Goal: €2,000
Pockets at a glance
Name & picture
Personalise each Pocket so you know what it's for
Set a goal
Add a target amount and track your progress
EUR & XPF
Available now — USD, GBP and more coming soon
Instant transfers
Move money in and out of Pockets in one tap
Safeguarded
Your euros are safeguarded, just like your main balance
No yield
Pockets don't earn interest — for that, use a Vault
Pockets that earn yield
Vaults work like Pockets but the money inside earns interest. Under the hood, Vaults use regulated stablecoins (classified as e-money by the ECB) as their underlying asset.
Rates are variable and depend on market conditions. Fixed-rate options may be available depending on the currency.
Vaults at a glance
Variable & fixed rates
Depending on the currency and market conditions
USD & EUR
Available now — GBP and CHF coming soon
Regulated stablecoins
Classified as e-money by the ECB
Name your Vaults
Organise by goal, just like Pockets
Up to 8% APY
On USD Vaults — the highest in the app
Withdraw anytime
Your money isn't locked — pull it back when you need it
Investing in crypto-assets involves risks and may result in the loss of your capital. Before investing, make sure to consider your needs, your objectives, and your level of experience with crypto-assets. Variable gross rate, applicable to Premium and Native clients. Access to decentralised finance services is not governed by Regulation (EU) 2023/1114 and is facilitated by Techblock Ltd.
Pocket or Vault?
Both are sub-accounts. The difference is what happens to the money inside.
- Organise money by goal
- EUR and XPF (more currencies soon)
- Euros are safeguarded
- No yield — pure organisation
- Perfect for short-term goals and budgeting
Vault
- Organise money by goal + earn yield
- USD and EUR (GBP and CHF soon)
- Backed by regulated stablecoins (e-money)
- Up to 8% on USD, 5% on EUR
- Perfect for medium-term savings
Exchange currencies at the real rate
Convert EUR to USD, GBP, or any supported currency — and get exactly what the market gives. Deblock doesn't add any fees on FX.
What you see is the rate Deblock negotiated for you, straight from the FX market. That's it.
Frequently asked questions
What's the difference between a Pocket and a Vault?
Pockets are sub-accounts for organising your money by goal — they don't earn interest. Vaults are similar but the money inside earns yield (up to 8% on USD, 5% on EUR), backed by regulated stablecoins.
What currencies are supported?
Pockets: EUR and XPF now, with USD, GBP, and more coming soon. Vaults: USD and EUR now, with GBP and CHF coming soon.
Is there an FX fee when I exchange currencies?
No. Deblock takes zero fee on FX. You get the rate we negotiated straight from the FX market. This also applies to card payments abroad.
Are my euros safe in a Pocket?
Yes. Money in Pockets is safeguarded.
What are the Vaults backed by?
Regulated stablecoins classified as electronic money (e-money) by the ECB. They are denominated in the Vault's currency and issued by regulated institutions.
Can I withdraw from a Vault at any time?
Yes. Your money isn't locked. Move it back to your main account whenever you want.
Organise. Earn. Exchange. All inside Deblock.