| Instant transfers | free | free | free |
| SEPA payments | free | free | free |
| Bank deposits | free | free | free |
| Apple & Google Pay | free | free | free |
| Currency accounts | free | free | free |
| P2P payment | free | free | free |
| Free currency exchange (USD, GBP, ...) | 1000 €/mo | unlimited | unlimited |
| International transfer fee - Discount | 0% | 50% | 100% |
| Physical debit card |  | | |
| Free card express delivery | 0 | 3 | 3 |
| NFT branded debit card |  | | |
| Virtual debit card | 1 | 10 | 10 |
| One-off card | 3 in a lifetime | unlimited | unlimited |
| Free ATM withdrawal amount | 100 €/mo | 1000€/mo | 1000€/mo |
| Free number of ATM withdrawals | 1 per month | 3 per month | 3 per month |
| Cashback on card payments | 0% | up to 1% | up to 1% |
| Free number of crypto buy | 1 in a lifetime | 1 per month | unlimited |
| Buy crypto fee (EUR → Crypto) | 2% | 1% | 0% |
| Sell crypto fee (Crypto → EUR) | 3% | 1.5% | 0% - 0.5% |
| Crypto swap fee (Crypto → Crypto) | 1.5% | 0.75% | 0% - 0.5% |
| Convert % of salary payment to crypto | free | free | free |
| Store EUR in Stablecoins (EUR ↔ Stable) | free | free | free |
